top of page

Smart Business Expense Management and Corporate Cards

Transform the way your company handles money. Deploy branded virtual corporate cards to your team in seconds, giving them the flexibility they need. Experience the power of real-time expense tracking, automated accounting integrations, and bulletproof spend control - all from one intuitive platform.

Sparados-Platform

TRUSTED BY

Corporate card

SPEED AND CONVENIENCE

Corporate Cards

Issue virtual company cards in seconds. Conveniently set card limits and precisely define the types of transactions allowed for each employee. Simplify business payments in EUR, USD and CHF. Strengthen your brand image! Put your company logo on the card and increase its recognition with every transaction. Start managing your expenses more effectively today!

*Sparados is neither a payment service provider nor a payment institution.

Payment services, including the maintenance of accounts, issuance of payment cards, and execution of transactions, are provided by appropriately licensed payment service providers operating within Europe, in accordance with applicable laws and under the supervision of relevant regulatory authorities.

GLOBAL PAYMENTS WITHOUT BARRIERS

0% Card

Pay in any currency with no currency conversion costs! Forget about hidden markups, spreads, and the hassle of managing multiple currency sub-accounts. The 0% Card for companies automatically converts funds in real time directly at the Mastercard exchange rate - without any bank commissions. One account, zero spread, absolute freedom. Choose the easiest way to handle international business expenses.

Sparados Zero Card
Billing and invoicing

AI FEATURES AND INTEGRATIONS

Expense Reporting and Invoicing

Take your business expense reporting to the next level! Simplify your invoicing process with AI-powered invoice processing automation. We have integrated optical character recognition (OCR) with advanced LLM models to process invoices and receipts, whether they are sent by email or scanned. Integrate our system with popular accounting systems and free up your accounting department's time!

AUTOMATION AND CONTROL

Expense Management

Keep track of your employees' expenses, such as business travel or subscriptions. Manage your company's budget with ease. Assign a company card to an employee or team with a single click. Set specific rules for each card, including spending limits by amount, period, and even merchant category. Track expenses in real time, automatically generate reports, and save your team an average of 157 hours of work per year!

Expense management

BRAND AWARENESS AND VISUAL CONSISTENCY

Your Company's Branding

Strengthen your company's brand and simplify financial management with personalized cards and a card collection portal featuring your company's logo and colors! Easily customize the web application, app domain, and email communications to match your branding. We offer a comprehensive solution that combines business expenses with your company's visual identity. Provide your employees with a fully branded environment to manage their cards and turn every payment into a marketing tool!

MODERN BENEFIT AND SAVINGS

Lunch Cards 

Choose a modern benefit for your employees! Instantly generate free lunch cards in the Sparados app and save on social security contributions in Poland. Offer your employees one of the most valued benefits and optimize your company's costs at the same time. Would you like to learn about all the benefits and see how easy it is to implement Sparados virtual cards?

5 seconds

Quick card issuing

Issuance and personalization of a corporate payment card

in 5 seconds!

+80%

Smart budget management

80% faster allocation of company funds to employees!

5x

Process automation

5x fewer formalities and time-saving in accounting!

100%

Security

100% security thanks

to payment tokenization

and digitalization!

Our Clients

Our Clients' Stories in a Nutshell

E-book-desktopEN.png

How does Sparados help companies manage their expenses?

Find out what challenges our B2B clients faced and how they benefited from implementing our corporate finance management system and virtual cards for employees or contractors.

Sparados Platform

Shape
Shape

Quickly generate branded payment cards

for your employees and set limits with ease!

Share funds with your employees in the Sparados app for convenient worldwide payments!

web and mobile app

Save time and simplify accounting in Poland! Sparados automatically combines statements with e-invoices from KSeF.

Effectively manage business expenses

and optimize cash flow!

Easily integrate with our API and quickly launch your card issuing program!

Shoot costs,
shield your finances!

COMPANY FINANCES UNDER CONTROL

FAQ

Sparados S.A.

Sparados SA with headquarters in Lublin, at 17A Rusałka St., 20-103 Lublin, entered into the register of enterepreneurs of the National Court Register with the KRS No. (National Court Register No.): 0000985680, NIP (Tax ID No./VAT Reference No.): 9462719635 and REGON (Business ID No.): 522752701, with a fully paid share capital of PLN 333 370,00.

 

Data Protection Officer: Weronika Dawidzka

Email: [email protected]

Contact: +48 781 761 200

  • Instagram
  • Facebook
  • LinkedIn
  • YouTube

Sparados App

Download on the Apple Store
Download on the Apple Store
Get it on Google Play
Get it on Google Play

© 2026 Sparados. All right reserved

EFSG_en.png
NCBR_logo_ENG.png
RDF_en.png

Designed by

Sparados S.A. (Tax Identification Number/NIP: 9462719635), with its registered office in Lublin at ul. Rusałka 17A, 20-103 Lublin, is neither a payment service provider nor a payment institution within the meaning of the Act of 19 August 2011 on Payment Services. The Company does not hold an authorization from the Polish Financial Supervision Authority (KNF) to provide payment services, does not hold user funds, and provides solely a technological platform for expense management and integration with third-party payment service providers.

Payment services, including the maintenance of accounts, issuance of payment cards, and execution of transactions, are provided by appropriately licensed payment service providers operating within Europe, in accordance with applicable laws and under the supervision of relevant regulatory authorities.

The use of payment functionalities is subject to the acceptance of the terms and conditions of the respective payment service provider. The agreement for the provision of payment services is concluded directly between the user and said provider.

Sparados S.A. shall not be held liable for the execution of payment transactions or for their settlement between the user and the payment service provider. The Company acts exclusively as a technology solution provider enabling access to these services.

bottom of page